Through the Assetora Investment Fund, your SMSF can hold geared property, house and land, lending, income and private equity — each as units in an Assetora Sub Fund (ASF). Add to your portfolio every time you're paid, and adjust the mix on the Assetora Marketplace as your needs change.
For many trustees, the question has shifted from "which single property should my fund buy?" to "what mix of assets should my fund hold?" Holding units in a range of ASFs — the way SMSFs have invested through the Assetora Investment Fund for years — lets you build that mix gradually, across property and other asset classes, without your fund taking on debt.
Each ASF holds one investment — a property, a loan book, an income stream or a business — with its own Supplementary PDS. Your SMSF chooses which ASFs to hold and how much of each.
Residential, commercial and rural property held in an ASF. Where an ASF is geared, the loan sits inside the ASF and is secured against that property only.
Land and a building contract held together in one ASF. Assetora manages the land purchase, the build and the drawdowns; your SMSF simply holds units throughout.
Exposure to loans secured against property or other assets, with interest paid to the ASF and distributed to Members.
ASFs built around a regular income stream, suited to funding pension payments or balancing growth holdings.
Units in an ASF that holds shares in a private company, assessed by a Category Expert and approved by Assetora's Investment Committee.
Where contributions arrive, distributions land and fund expenses are paid from — ready to deploy into the next ASF.
Directly owning one property ties most of a fund to a single asset. A portfolio of ASFs spreads the same capital — and lets it change shape over time.
Since 1 July 2026, employers pay super in step with wages under Payday Super. With your SMSF on the Assetora platform, every contribution lands where it can go to work — building your portfolio a little at a time instead of waiting years to afford one whole property.
Your employer's super contribution follows shortly after, along with any personal contributions you choose to make.
Contributions and ASF distributions build up in one place, visible alongside your holdings.
Take part in a new ASF offer or buy units on the Marketplace — in line with your fund's investment strategy.
Each payday adds another building block — more properties, more Categories, more diversification.
A fund in its accumulation years may lean toward geared property and growth. Closer to retirement, the same fund may want more income. Because your SMSF holds units rather than titles, it can shift between ASFs without selling a property.
Sell part of a holding and redeploy into another Category — no all-or-nothing property sale.
Selling units transfers your interest to another investor. The ASF keeps the property and its tenant.
Don't wait for a new offer — buy units in established, income-producing ASFs from other Members.
Build income holdings over time to help fund pension payments and SMSF expenses.
Units are sold on the Assetora Marketplace only when there is a matching buyer. Liquidity is not guaranteed, and the price you receive may be more or less than you paid.
A house and land package usually means two contracts at two different times — difficult for an SMSF to hold directly. In an ASF, the land contract and the building contract both sit with the ASF. Your SMSF acquires units on day one and holds the same units from the first slab to the first tenant.
Assetora, as Responsible Entity, directs Perpetual to exchange the land contract and enter the building contract. Construction drawdowns are managed within the ASF. Title is registered in Perpetual's name as custodian.
Units in a registered managed investment scheme — the same financial product at every stage of the build.
Your SMSF subscribes for units
Exchanged by Perpetual for the ASF
Drawdowns managed within the ASF
Independent valuation; unit value updated
Rent distributed to your cash account
Whichever ASFs your SMSF holds, the roles are the same — and your SMSF is always a Member holding units, never the owner of the asset or the borrower.
Holds AFSL 444365 and operates the Assetora Investment Fund (ARSN 167 020 626). Makes the investment and operational decisions for each ASF.
Holds legal title to ASF assets. Where an ASF is geared, Perpetual is the borrower as custodian for that ASF — not your SMSF.
Lends to the ASF, secured against that ASF's property. No recourse to your SMSF and no personal guarantee from its trustees.
Holds units across the ASFs it chooses, receives distributions to its cash account, and can sell units on the Marketplace. It has no direct interest in, or liability for, any underlying asset or loan.
A PDS for the fund and an SPDS for every ASF, plus Target Market Determinations.
Fund financial statements audited by BDO.
Data feeds automatically to your accountant.
Property managers handle tenants, rent and maintenance.
Consider the PDS, the relevant SPDS and the TMD before investing. Accountants, administrators and auditors can request our SMSF technical documentation.
SMSF SETUP WITH SUPER STRATEGISTS
Assetora has partnered with Super Strategists as its preferred SMSF setup provider. From your first discussion through to establishment and ongoing administration, their team will guide you through the process and explain what’s involved.
Complimentary introductory meeting to explain the process, services, fees and trustee responsibilities.
SMSF and corporate trustee establishment, including your trust deed, associated documents and ABN and TFN applications.
Account and rollover assistance to help get your fund operational, within your agreed service arrangements.
Ongoing accounting and administration, including annual financial statements, tax return preparation and independent audit coordination.
Open an SMSF account on the Assetora platform, browse current ASFs on the Marketplace, and add to your portfolio as your contributions come in.